For off-licence and convenience-store owners

Review the services that keep your shop trading

Aarubi helps UK store owners make sense of energy, card-payment, insurance and eligible funding decisions. Start with the services that matter most to your current shop or takeover.

Read the takeover guideLicences, handover records, core services and essential checks.Use the tickable checklistKeep track on your phone, print it or download an editable Word copy.Keep a services registerRecord providers, renewal dates, costs and emergency contacts on your phone.

What we can help you review

Choose one area to start, or ask us to help you prioritise the practical commercial decisions around your shop.

Energy costs and contracts

Review bills, meter details, contract dates and available business energy options before a renewal or takeover.

Check an energy bill →Compare business energy →

Card payments and EPOS costs

Understand terminal rental, processing rates, settlement timing and the total cost of taking card payments.

Analyse a payment statement →Explore card payment options →

Commercial insurance

Review the type of cover a store may need for premises, stock, equipment, liability and business interruption.

Review commercial insurance →

Eligible business funding

Explore funding options for stock, refurbishment or working capital. Eligibility and suitability checks apply.

Explore business funding →

One practical starting point

Tell us what needs attention first

Whether you are taking over a shop, approaching a renewal or simply reviewing costs, tell us the area you want to look at. We will help you find the most useful next step.

Licensing, food safety, legal documents and other specialist operational matters should be checked with the relevant authority or qualified adviser.