Find hidden costs in your merchant statement

Upload a monthly card processing statement or enter the figures manually. Aarubi will estimate your current effective rate and show whether a better card terminal deal may be available.

1Upload2Confirm3Result

Drop your merchant statement herePDF, JPG or PNG - one monthly statementChoose fileTip: you can redact your bank account details before uploading - we only need the rates and charges.

Files never storedEditable figures before calculationDeterministic maths - AI only reads, our code calculates

What gets checked

Built for UK SME card statements

Effective monthly processing rate

Debit, credit, commercial and international card mix

Terminal rental, gateway and statement fees

PCI, minimum monthly and other avoidable charges

This tool provides an indicative estimate only. Actual rates depend on business type, transaction profile, contract terms, hardware needs and acquirer acceptance. Do not upload full card numbers, cardholder data or bank details.